Debt Service Coverage Ratio (DSCR) Loan
“Unlock property potential with income-driven financing”
HomeAbroad Loans’ DSCR Loan is perfect for global investors who prefer not to rely on personal income for qualification. With a straightforward and efficient approval process, this loan focuses on your property’s rental income and cash flow potential to determine eligibility.
Program Features
Get a DSCR Loan in 5 Quick Steps
Submit Your Basic Details
Fill out our online form with your information to begin. Share your investment goals, and our team will provide tailored mortgage solutions to match your needs.
Talk to Our Loan Officers
Consult with our experienced loan officers to explore your DSCR loan options. We’ll guide you every step of the way with expert advice and support.
Choose the Right Investment Property
With your financing plan in place, focus on identifying the perfect investment property. Our team ensures your loan eligibility aligns with your financial goals and the property’s income potential.
Apply for a DSCR Loan
Complete your DSCR loan application using our streamlined system, ensuring a smooth and hassle-free experience.
Secure Your Loan Approval
Once the property’s rental income meets the required criteria, your loan approval will be finalized. Our team will ensure every detail is in place for a successful closing.
Why HomeAbroad Loans?
Investor Focused
HomeAbroad Loans specializes in serving both domestic and international investors. We offer tailored mortgage solutions to meet the unique needs of our diverse clientele.
Fast Loan Approvals
Our advanced technology streamlines and quickens the mortgage application process, enabling loan approvals in under 30 days for a seamless and quick experience.
What Our Clients Say
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Contact Us Now to Get StartedFAQs
Didn’t find what you were looking for? Explore our DSCR loan resource library.
What is a DSCR Loan?
A DSCR (Debt Service Coverage Ratio) loan is designed for real estate investors. Unlike conventional loans that require personal income verification, DSCR loans focus on the cash flow from your investment property. Learn more in our DSCR loan guide.
How is DSCR calculated?
DSCR is calculated by dividing annual gross income by PITIA (Principal, Interest, Taxes, Insurance, and HOA). This ratio indicates a property’s ability to cover its debt obligations. Use HomeAbroad Loans’s DSCR calculator to find out your ratio and check your eligibility for a DSCR loan.
How does a DSCR loan work?
DSCR loans work by assessing a property’s income potential. The property’s income should be equal to or greater than its mortgage payments, taxes, insurance, and HOA. We also accommodate cases with lower property incomes. Visit our detailed DSCR loan guide for more information.
Pre-qualify for a DSCR Loan
Talk to our loan officer and discuss your needs to get approved for a DSCR loan
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